Whether you are planning for retirement, already retired, earning well or running a business, we help you understand where you stand and what steps to take next.
— We Guide You To Financial Confidence
Capital Managers provide clear, comprehensive financial advice across multiple life stages and financial circumstances. Whether you are preparing for retirement, already retired, earning a high income or running a business, we help you understand where you stand, what you may be missing and what steps you can take to move forward with confidence.
Our advice is considered, transparent and tailored to the complete picture of your financial life. Our advice may cover areas such as retirement planning, superannuation strategy, income stream planning, investment advice, wealth accumulation, insurance, estate planning considerations, tax-aware financial strategy and business owner wealth planning, depending on your situation. From planning and recommendations through to implementation and ongoing review, we guide you through the process and help make things happen.
— HOW WE HELP
Capital Managers provides financial planning and wealth advice across multiple life stages and financial circumstances. Where you are now matters — but so does where you want to get to. Here’s how we can help.
01 Pre-Retirement
Financial Advice for Pre-Retirement
Getting close to retirement? There’s a lot to think about - super, timing, income, tax, and whether you’ve actually got enough. We help you step back, understand where you stand, and work through your options with a clear plan. So when the time comes, you’re making decisions with confidence, not second guessing.
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02 Retirement
Financial Advice for Retirement
Retirement doesn’t come with a rulebook. You’ve got decisions to make about income, investments, and how to make your money last. We help you set things up properly, and stay on top of it with regular reviews and practical advice as life changes and markets move.
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03 High Income Earners
Financial Advice for High-Income Earners
Earning well gives you options, but it also raises the stakes. Structuring things properly matters. We help you make the most of your income with smart use of super, investments, and tax-aware strategies, so your money is working as hard as you are.
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04 Business Owners
Financial Advice for Business Owners
Running a business keeps you busy — but your personal financial position still needs a plan. We help you connect the dots between your business and your wealth, from cash flow and structure through to succession, exit planning and life after business.
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— OUR PROCESS
Good advice isn’t just about strategy - it’s about knowing what to do next. Here’s how we guide you through it.
01
Discovery
We get to know you, your goals, your current position and what you would like to achieve.
02
Analysis
We review your financial details carefully and consider suitable strategies based on your circumstances.
03
Written Recommendations
We prepare clear recommendations that explain what we suggest, why it matters and how it supports your goals.
04
Presentation
We walk you through the advice, answer your questions and make sure you understand the recommendations.
05
Implementation
Once approved, we help put the agreed advice into action and guide you through the next steps.
06
Management
& Review
We continue to review your position where appropriate, so your strategy remains aligned as life and markets change.
— WHY CAPITAL MANAGERS
Choose Capital Managers if you want experienced financial advice, clear communication and a team that will help turn recommendations into action.
We don’t just give advice - we help you act on it
We help you understand what needs to happen and help you take action.
We are comprehensive and careful
We do the work properly, so you can take action with confidence.
We do more than expected
We consider your complete financial picture, not just one piece.
We are transparent
We explain recommendations, fees and value clearly from the beginning.
We have a diverse and capable team
You are supported by one connected, experienced advice team.
We have a clear investment philosophy
Our investment approach is never set-and-forget, and regularly reviewed.
— CLIENT STORIES
We are proud to support clients through important financial decisions with clear advice, practical guidance and ongoing care. A few words from the people we’ve worked alongside.
“Amazing, been with the team 20 years and they have always looked after my family.”
“We have been clients of Capital Managers (and previously Warwick Financial Services) for 30 years…”
— GET IN TOUCH
If you’re ready to have a conversation, we’re here. Send us your details and we will be in touch to arrange an initial conversation with an adviser to discuss your situation and how we may be able to help you.
- No obligation, no pressure
The first conversation is to understand your situation and see if we're a fit. - Held in confidence
Anything you share is treated with the discretion you'd expect from a long-standing advice practice. - A real conversation, with a real adviser
You'll speak with someone who can actually help.
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